Best Credit Cards in USA 2023
A credit card is a secure payment method that provides cardholders with access to a line of credit, which they can borrow against and repay over time. When used responsibly, they can be excellent credit-building tools, helping to establish a positive credit history and assisting in case you need a loan for something like a car or a home, potentially saving you money in the process.
The best credit cards, in particular, are valuable as they offer long-term benefits and rewards that may not be available with other payment methods.
Choosing the right credit card for you will depend on your spending habits and financial goals. Below, you’ll find a list of our top recommendations, followed by our editors’ favorite picks and tips on how to find the right card for you.
capital one savorone cash rewards credit card credit limit
Earn 10% cashback on purchases made through Uber and Uber Eats, plus receive Uber One membership details credit until 11/14/2024.
Earn 8% cashback on Capital One Entertainment purchases.
Get unlimited 5% cashback on hotels and rental cars booked through Capital One Travel, where you’ll find Capital One’s best prices on thousands of travel options. Terms apply.
Earn 3% cashback on dining and grocery store purchases (excluding superstores like Walmart® and Target®).
Earn 3% cashback on popular streaming services and entertainment.
Earn 1% cashback on all other purchases.
Capital One SavorOne Cash Rewards Credit Card Detailed Review:
If your recycling bin gets filled with takeout containers or grocery bags, the $0-annual-fee Capital One SavorOne Cash Rewards Credit Card is an excellent choice.
It provides an outstanding 3% unlimited cashback on dining and grocery store purchases, along with eligible streaming services and entertainment. For all other items, you’ll earn 1% back.
The ability to earn such high rates on both dining in and dining out sets this card apart from most of its competitors, which tend to focus exclusively on one category or the other. Similar or higher rates are possible in any one category, but rarely on both, unless you’re willing to pay an annual fee.
Capital One SavorOne Cash Rewards Credit Card: Key Details
Capital One SavorOne Cash Rewards Card Type: Cashback.
Capital One SavorOne Cash Rewards Annual Fee: $0.
Capital One SavorOne Cash Rewards Sign-Up Bonus: Earn a one-time $200 cash bonus after you spend $500 on purchases within the first three months of account opening.
Capital One SavorOne Cash Rewards Rewards:
- 8% cashback on Capital One Entertainment purchases.
- 5% cashback on hotels and rental cars booked through Capital One Travel.
- 3% cashback on dining, streaming services, grocery stores, and entertainment.
- 1% cashback on all other purchases.